As some of you may be aware, the Workers’ Compensation Board is phasing in virtual hearings for New York Sate. When made effective for you jurisdiction , you will have the option of attending your hearing by electronic appearance. The firm of Eliot Levine and Associates has been gearing up for this option and will be making it’s Islandia office available for same. We believe it is best to be present with your attorney when you case is being presented. We have installed video cameras for our computers and when you receive notices of the option for video attendance, we will contact our clients to arrange for your presence in our office. We will still be attending court room hearings but will be also available for virtual compliance. Should you have any questions , please contact us . Thanking you in advance. Eliot Levine
This year has been a hard fought battle to protect and increase workers’ benefits under the New York State Workers Compensation System.
The NYS 2017-2018 State budget signed into Law in April of this year protects workers by eliminating the draconian requirement that workers who have been found or are now found by the Compensation board to have a permanent partial disability must look for work consistent with their disability. No longer must the worker prove they are looking for work within their established disability. This dreaded concept was known as having to show they are” attached to the labor market or actively searching for gainful employment.”
Employers and their Insurance companies had been using this “ attachment” criterion to prevent injured workers from receiving monetary benefits for their continued disability sometimes characterized as indemnity benefits.
The second major event occurred when attempts to restrict the amount of monetary benefits permitted by what is called schedules. What is left is the existing law. The attempted restrictions unless modified or altered by the Workers’ Compensation Board, will primarily remain unchanged. As stated a schedule is a determination that permanent injuries to body parts not subject to classification as a permanent partial disability will continue to be given an evaluation on the overall degree of disability with determined and established as a monetary award. This award will be granted for the overall scheduled disability for that body pars involved. This means a set schedule will be found for the amount of disability payable at one time less indemnity payments made leaving open medical benefits for the life of the worker without any reduction of the established schedules as found in the statute.
The attacks on workers benefits has been forestalled at this time by the efforts of many pro-worker advocates and organizations who all deserve praise for their effort and accomplishments.
Substantial Fairness or why you need a Lawyer for dispute resolution
When difficult situations occur because employers or their insurance companies refuse or fail to provide benefits to injured workers the courts in this case the Workers’ Compensation Law (WCL) and the Workers’ Compensation Board (WCB) is the law and the place where and how these conflicts are resolved. The Compensation Board was devised as place and the WC Law was the procedure to assist in resolution of disputes., aka as a remedy in legalese. What has recently occurred is the blanket use of penalties created and now applied in a manner to effectively prevent injured workers aka claimants and their attorneys from use of the court house, ( the WCB) without an undue burden placed upon the claimants’ counsel to literally resolve all issues or prove that you have exhausted all attempts with documentation or attempts made before you can gain access to the WCB. The WCB has begun by regulation and practice the institution of penalties masquerading under the alleged authority of section 114 a 3 to permit judges to arbitrarily and uniformly penalize attorneys who request hearings when neither the WCB nor the carriers have properly performed their required responses. In olden days the remedy to correct this short coming was called a mandamus proceeding.
Now attorneys file a form called a rfa-1 which is a form requesting action by the WCB. This forms implementation, now carriers penalties, if the form is used without extensive documentation to substantiate the needed request. Penalties much like official contempt proceedings, now exist by Administrative fiat or interpretation.
The WCL was created to provide a quick and easy method to relieve and resolve access to conflict resolution prevalent in the early 1900’s and highlighted by the “Triangle Shirt Factory Fire.”
With the WCB’s present interpretation of WCL section 114 a 3 it misconstrues the only court case that has interpreted the section. (See In the matter of Evelyn Toledo 112 AD3rd 1209, Dec. 19, 2013 NYS, Appellate Div. 3rd. dept.) That case, involved over reaching by an attorney who either was self-interested in his fee or was trying to forum shop (searching for a different venue). As a result, the WCB is itself misapplying the precedent to close the court house doors to all claimants and their attorneys under the threat of personal penalties for requesting hearings on claimant issues. The WCB’s actions belie either a fundamental failure of the WCB to carry out its mission or worse, presumes claimants and their attorneys have some other nefarious intent.
We are now left with a child hood game “Mother may I” and the response “No.”
The Workers’ Compensation Board has instituted a system to expedite section 32 settlements that are limited to indemnity only ( payment of future lost wages) with the continuing right to medical benefits subject to the Medical Treatment Guidelines. It is hoped this will be used by all parties to move the process along. We are all hopeful that these written agreements will be followed as written. We’ll check in later to comment on results.
This is another update to EliotLevineandAssociates.com. This past weekend we launched our new internet web page and its connected sites. This should make the site more user friendly as well as smart phone compatible. We will continue to blog in the area of Workers’ Compensation Law as well as Social Security Disability Law. Our connections remain the same with additional inter-related postings. Please feel free to read www.redsail2.com, longislandworkers.com and our other sites.
Most Workers’ Compensation claimants are unaware once they resolve their cases on a Wisc hearing, they may be able to reopen their cases if their medical condition has changed for the worse. A “changed condition” means your doctor must agree the reason for the treatment is still related to the original claim but, now the degree of disability has become worse requiring new, not maintenance care. Please contact your doctor should you believe this applies to your case. As always, these writings are for educational purposes and are not to be considered legal advise. You should always contact an attorney for specific advise where a retained representative can evaluate your specific circumstances. Each case is different and can best be evaluated by direct interview with your legal representative.
As always , this is one man’s opinion and merely submitted for discussion bases. All individual issues should be discussed with your representative for more complete advice.
Workers’ Compensation claimants are now beginning to appreciate the effect of “caps” in Workers Compensation cases. In March of 2007 cases for claimants who suffered accidents or on the job injuries and who became classified as permanent partial disability cases with initial dates of injuries on or after that date began to have their benefits limited in duration from the date of classification. What this means is that the apparent right to receive continuing indemnity benefits could be stopped once a cap was instituted as directed by the changes in the Workers’ Compensation Law. A schedule of continuing monetary benefits is posted for the degree of an individuals loss of earning capacity. It appears that this duration for most classes of permanent claims is around 5 to 6 years. The effect of the caps is that once effectively established as a classified case with a finding of loss of earning capacity, you can only receive with limited exceptions monetary benefits up to the duration of the cap. Therefore the value of your monetary benefit outside of continuing medical rights, ends, at the expiration of the capped time period. If your cap is for 5 years you can only receive another 5 years of indemnity benefits post the date of classification. For years claimants attorneys for different reasons have avoided classification and hence held off the institution of a cap. The claimants’ attorney held off to permit continuing benefits to the claimant and the carriers could put off having to place large reserves and payments to specific funding aggregates. also known as the aggregate trust fund. Now the agency has begun to set cases for classification and findings for loss of earning capacity regardless of either the claimant or the the carrier requesting same. What this has done is to place the administration directly in charge of curtailing benefits for most claimants and requiring the institution of deposits by certain insurance providers into this aggregate trust fund. An additional effect has been a reduction in the settlement value of a case to claimants with capped cases. For example if you have a capped case of 5 years the insurance carrier only has to continue paying indemnity benefits for an additional five years so their interest in settling a case becomes a factor of the five years. Some insurance companies are using a factor of 60% of the cap . Five year cap value at 60%, which would generate three more years of benefits as the settlement rate as a function of the weekly indemnity rate. If the payout was five years at $400 or $104,000, now the offer becomes $62,400. Some claimants when faced with such offers opt to continue running out the cap till nothing remains. Other grasp for the reduced indemnity benefit in one payment rather than weekly payments under the length of the cap. The real incentive to the claimant is reduced and it to this writer is unclear what happens to the deposit into the aggregate trust fund once the case is settled. Some believe the fund retains the deposit regardless. In either event no one is pleased with this turn of events. More to come at a later date. As stated throughout this blog. These articles are to be considered for educational use not being case specific. All cases should be discussed with your attorney for more specific application to your case.
Enclosed please find link to National Article on how Workers’ are faring by each State after recent changes in local Workers’ Compensation Laws.
As we have discussed throughout our blog; payment of the agreement is subject to various delays and legal formalities. The quickest way to modify your benefits has become the WISC settlement. These formal written agreements must be approved by a Law Judge before the carrier can be compelled to make appropriate payments pursuant to the agreements.The normal time, post signing of the written WISC agreement for a hearing, is less then three weeks after all parties to the agreement have signed same. The procedure starts with a request for a hearing by one of the parties and has been running within two weeks of the request with payment following the written publication of the agreement by the Workers’ Compensation Board. The publication of the approved agreement usually takes a week to ten days post hearing.
A more detailed settlement is usually done by way of a Section 32 Agreement. This procedure has many delays to wit: formal writing of the agreement and the signing of same by all the parties. Occasionally when individual beneficiaries are on Medicare or Medicare eligible a formal application and review has to be conducted by vendors for the Insurance Company and then reviewed by the CMS unit responsible for Medicare cases. This has now been taking approximately 4 weeks for the Vendors review and and additional 4-6 weeks for CMS approval when no glitches develop. Once the CMS approval document is issued by CMS then hearings are generally set by the compensation board and held within 5-7 weeks post filing. Once the Judge approves the agreement at a hearing a decision is published within 2-3 weeks and payment is made by the carrier within 10 days of the published decision date.
As stated throughout our blogs, these blogs are both written for educational and informational purposes and not formal legal discussion of your specific case. Individual delays sometimes occur depending on the specifics of the instant claim. It is always best to contact your attorney for full and formal discussion of your claim and benefits associated with same.